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Where to Spend, Where to Save
A Teacher’s Guide to Managing Your Finances
Start your teaching career with strong financial habits. This practical guide offers step-by-step strategies to manage your money, reduce debt, plan for retirement, and build savings. Actionable homework in each chapter helps you build a secure financial future right from the start.
Availability: This product will ship in September
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Format: Paperback
A teacher’s financial blueprint
Author Danny Kofke provides practical tips on budgeting, saving, and spending wisely. This practical guide walks readers through foundational steps—from structuring a working budget to planning to buy a home—to help build savings, improve credit, and knock out debt. With advice on loans, insurance, and retirement, this is the go-to guide for educators to build lasting financial success.
Beginning K–12 teachers can use this book to:
- Create a working budget to facilitate comfortable living on a limited salary
- Understand how their credit score impacts their finances and how they can improve their score
- Develop effective savings to accomplish long- and short-term financial goals
- Strategize to reduce student loan debt without compromising necessary cash flow
- Plan more effectively for major future investments and significant life events
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